Privacy Policy

1. Introduction

Fundsgrid ("we", "us", "our") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our platform.

2. Information We Collect

2.1 Information You Provide

When you use our Service, you may provide us with:

• Personal information (name, email, phone number, address)
• Business information (business name, structure, industry, revenue)
• Financial information (bank statements, tax returns, credit history)
• Loan application details (funding amount, purpose, timeframe)

2.2 Automatically Collected Information

We automatically collect certain information when you visit our website:

• IP address and browser type
• Device information and operating system
• Pages visited and time spent on pages
• Referring website and search terms
• Session data and tracking information

3. How We Use Your Information

We use your information to:

• Process and evaluate your loan application
• Match you with appropriate lenders
• Communicate with you about your application
• Improve our services and user experience
• Comply with legal obligations
• Prevent fraud and ensure security
• Send marketing communications (with your consent)

4. Sharing Your Information

We may share your information with:

4.1 Lenders and Financial Partners

When you submit an application, we share your information with lenders in our network who may be able to provide funding. Each lender has its own privacy policy governing the use of your information.

4.2 Service Providers

We work with third-party service providers who help us operate our business, including cloud hosting, analytics, customer support, and marketing services.

4.3 Legal Requirements

We may disclose your information when required by law or to protect our rights, property, or safety, or that of our users or others.

5. Data Security

We implement industry-standard security measures to protect your information, including:

• SSL/TLS encryption for data transmission
• Encrypted data storage
• Regular security audits and assessments
• Access controls and authentication
• Employee training on data protection

However, no method of transmission over the internet is 100% secure, and we cannot guarantee absolute security.

6. Cookies and Tracking

We use cookies and similar tracking technologies to:

• Remember your preferences and settings
• Track your session and interactions
• Analyze website traffic and usage patterns
• Deliver targeted advertising

You can control cookies through your browser settings, but disabling cookies may limit your ability to use certain features of our Service.

7. Your Rights

Depending on your location, you may have the right to:

• Access your personal information
• Correct inaccurate information
• Request deletion of your information
• Object to processing of your information
• Request data portability
• Opt-out of marketing communications

To exercise these rights, please contact us at privacy@fundsgrid.co.

8. Data Retention

We retain your information for as long as necessary to provide our services, comply with legal obligations, resolve disputes, and enforce our agreements. Application data is typically retained for 7 years in accordance with financial record-keeping requirements.

9. Children's Privacy

Our Service is not intended for individuals under the age of 18. We do not knowingly collect personal information from children. If you believe we have collected information from a child, please contact us immediately.

10. International Data Transfers

Your information may be transferred to and processed in countries other than your country of residence. We ensure appropriate safeguards are in place to protect your information in accordance with this Privacy Policy.

11. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. We will notify you of material changes by posting the updated policy on our website and updating the "Last Updated" date. Your continued use of the Service after changes constitutes acceptance of the updated policy.

12. Contact Us

If you have questions about this Privacy Policy or our data practices, please contact us at:

Email: privacy@fundsgrid.co
Phone: (800) 555-1234
Address: 123 Business Street, Suite 400, New York, NY 10001