Terms of Use

Last Updated: January 16, 2025

1. Acceptance of Terms

By accessing and using Fundsgrid ("Service", "Platform", "Website"), you accept and agree to be bound by the terms and provision of this agreement. If you do not agree to these Terms of Use, please do not use our Service.

2. Description of Service

Fundsgrid is a business loan matching platform that connects business owners with potential lenders. We do not directly provide loans or credit. Our service facilitates connections between borrowers and lenders, but we do not guarantee loan approval or specific terms.

3. Eligibility

To use our Service, you must:

  • Be at least 18 years old
  • Have the legal authority to enter into binding contracts
  • Represent a legitimate business entity
  • Provide accurate and truthful information

4. User Obligations

You agree to:

  • Provide accurate, current, and complete information
  • Maintain the security of your account credentials
  • Notify us immediately of any unauthorized use of your account
  • Not use the Service for any illegal or unauthorized purpose
  • Not interfere with or disrupt the Service

5. Application Process

When you submit an application through our platform:

  • Your information will be shared with potential lenders in our network
  • Lenders will independently evaluate your application
  • You may be contacted directly by lenders
  • We do not guarantee loan approval or specific terms

6. Fees and Charges

Fundsgrid does not charge borrowers for submitting applications or matching with lenders. However, approved loans may include fees, interest rates, and other charges determined by the lender. You are responsible for understanding and agreeing to all terms with your chosen lender.

7. Intellectual Property

All content on this website, including text, graphics, logos, images, and software, is the property of Fundsgrid or its content suppliers and is protected by international copyright laws. You may not reproduce, distribute, or create derivative works without our express written permission.

8. Disclaimer of Warranties

The Service is provided "as is" and "as available" without warranties of any kind, either express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, or non-infringement.

9. Limitation of Liability

Fundsgrid shall not be liable for any indirect, incidental, special, consequential, or punitive damages resulting from your use of or inability to use the Service. Our total liability to you for all claims shall not exceed $100.

10. Indemnification

You agree to indemnify and hold harmless Fundsgrid, its officers, directors, employees, and agents from any claims, damages, losses, liabilities, and expenses (including legal fees) arising from your use of the Service or violation of these Terms.

11. Changes to Terms

We reserve the right to modify these Terms at any time. We will notify users of material changes by posting the updated Terms on our website. Your continued use of the Service after changes constitutes acceptance of the modified Terms.

12. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the State of Delaware, United States, without regard to its conflict of law provisions.

13. Contact Information

If you have any questions about these Terms, please contact us at:

Email: legal@fundsgrid.co
Phone: (800) 555-1234
Address: 123 Business Street, Suite 400, New York, NY 10001